1) Precipitation from cold clouds involves:
a) condensation - drops are first formed via condensation and also during the ice-crystal process
b) ice-crystal process - since the saturation mixing ratio over ice is lower than over liquid water, water will tend to evaporate from the liquid droplets and condense upon ice crystals.  The number of ice-crystals is less than the number of liquid droplets, so this process tends to move the water from many liquid drops to a few ice-crystals and thus concentrate the water into relatively big ice-crystals.
c) accretion - this specifically refers to ice-crystals freezing super cooled water droplets when coming in contact with them as the two fall through the atmosphere.